Promutuel launches digital insurance certificate

Canadian Promutuel Insurance has launched its digital auto insurance certificate. The digital insurance certificate allows motorists to have, on their mobile device, the certificate proving that they have the compulsory insurance required by law.

Picture 1

Promutuel Auto Insurance Certificate

The Promutuel Insurance certificate adapts to the main application systems. It is available in Apple’s iOS version as well as on Android. For the Apple version, it will be automatically downloaded into the Wallet app. Also, it allows the automatic updating of information when there is a modification to an already insured vehicle and it is easily shared with any temporary driver in different ways such as text or email.

Picture 2

Promutuel Insurance partnered with Passworks to create the digital insurance certificate.

HOW ANDROID PAY WORKS

Android Pay (previously named Google Wallet) is Google platform for payments using Android devices. It was initial launched in last quarter 2015 in the  US, and currently we are seeing global roll-out with UK launch in May, Singapore and Australia in July and other countries already scheduled before the end of 2016.

The Android Pay platform consists in two main features, Payments and Passes. The first one allows you to use your device (with NFC technology enabled) for making payments by registering your bank cards into it. The second allows you to install mobile passes (Coupons, Membership Cards, etc) into your device’s wallet, as it already exists in the Apple Wallet. Currently, Passworks only allows to manage Passes.

 

Payments using Android Pay

Google started by launchingGoogle Wallet, with the idea that all features related with payments would be integrated into a single platform, however they probably saw a niche by separating the mobile payments (and mobile passes) into a new context which they called Android Pay.

If you happen to be in one of the places where Android Pay is already released, it should be very easy to start using the Payments solution, just need to confirm your bank support availability.

Just need to add your credit/debit card to the Android Pay App and you can start making payments in every NFC card reader available everywhere. Another great feature is that the app records all yours transactions and gives you a simple expenses manager, that, in the future, may become a great personal finances application with reports and budgets manager.

 

Mobile Passes for Android Pay

For Passworks the most interesting part is the  possibility of creating and distributing what we call Passes or Cards. Android Pay support Loyalty Cards, Offers and Gift Cards.

You can either add them yourself, by taking any card with a barcode you have, as long as you have access for the number of the barcode, and add to your wallet or you can navigate into some merchant website and use the “Save to Android Pay” button.

The main idea behind you be allowed to add your own cards, is to allow to have a digital copy of them.

 

Adding Passes to the Wallet

You have two ways of adding mobile coupons to your Android Pay Wallet App.

The first is to create yourself, a digital copy of your existent cards (coupons, loyalty, membership, etc.) that holds one of the barcodes available. You just have to tap the + button inside the app and fill the details, simple like that.


android-pay-addAdding a new Pass

The other way is when a specific merchant uses the Android Pay API, directly or through a gateway (like us), generates their passes and make it available on their website, or distribute (by SMS, Email or other) using url linked to the Save to Pay button.

Save to Android Pay

After the passes are installed, you can (if locations were added) receive notifications when the device is nearby the specific location.

Using the Passes

In most cases, the action of redeeming or using some pass is basicaly to read the barcode using some reader (app or scanning device) and for the cases of mobile coupons generated by the merchant, it can also update the pass information after redeeming it.

 

APPLE WALLET NEWS WITH IOS 9.3

Apple just launched the new version of the operating system: iOS 9.3. Despite not being spoken on March 2016 Apple event there were small changes/improvements on Apple Wallet.

  1. App Icon

Apple Wallet News with iOS 9_Open AppApple Wallet has been an amazing channel for brands to engage with their customers and one of the features was allowing brands to promote their App at the back of their passes.

With the new iOS 9.3, if a brand integrates the App with the pass, the App icon will also appear on the bottom left of the front of the pass where previously was the share icon

If you tap on the icon one of two things will happen; if the App is already install it will automatically open, otherwise you will be directed to the App store to download the App.

  1. Share Link

Apple Wallet News with iOS 9_Share PassSince the begging of Apple Wallet on the bottom left corner of the pass there was share icon. By tapping on that icon users were allowed to share their pass via message, mail or airdrop.

In iOS 9.3, and covered by previous point, the share icon has been removed and now appears on the back of the pass as a link right bellow the Automatic Updates and Suggest on Lock Screen.

HOW TO DELIVER A PASS INTO YOUR CUSTOMER MOBILE WALLET?

A Mobile Wallet Pass can take the form of a membership card, a boarding pass, a coupon, an event ticket, a store card and others.

Passworks-Mobile-Passes

Passworks Platform_Add Pass copy

 

It is really easy for a customer to install a Mobile Wallet Pass. The most common ways to distribute it are shown below.

Passworks Platform_EmailEMAIL

You can distribute your mobile pass by sending an email to your customers with the url link, a .pkpass file or the QR code of the mobile pass to be scanned.

Passworks Platform_SMSSMS

Communicate the url link of your pass via a text message.

QR CodeMARKETING MATERIALS

Insert the QR code of your pass on your marketing materials for customers to install the pass directly into the mobile wallet,  once they scan it.

WEBSITEwallet-buttons

Enable customers to install your mobile pass directly from your website by adding a add to wallet button (mobile) or a QR code to be scanned (desktop).

mobile-wallet-appMOBILE APP

Allow your customer to store a mobile pass directly from your mobile app.

Passworks Platform_FacebookSOCIAL MEDIA

Integrate and communicate your pass from mobile social media platforms such as Facebook or Twitter

On-Going Conversation & Customer Engagement

Mobile Wallets allow to start on-going conversations with your customers by managing the wallet pass. With the ability to do real-time pass updates, you can refresh the content of the pass frequently according to your brand strategy, so your customers always have an up-to-date pass and keep it on their mobile device indefinitely.

Paez, an international Argentinian shoes brand, provides exclusive value to their customers through Paez mobile wallet pass.

Paez first mobile wallet pass
Paez first mobile wallet pass

Paez wallet pass is regularly updated to communicate new campaigns and deals, while giving Paez a powerful on-going mobile engagement channel and the ability to amplify an offer when it real counts. In this way, Paez is giving to their customers the opportunity to get the most value of their shopping experience.

All mobile wallet passes from Paez - Passworks

Mobile wallets are proving to be a great tool to improve customer experience and delivering sales growth. Paez is already on-board with happy customer and great results!

The new Passworks platform is here!

At Passworks our customers are always our focus, and as a result, we’ve just released the new version of our platform. Many of you have already experienced the new platform and be sure we appreciated all the feedback received.

Aside of many small improvements, the new platform brings:

  • A cleaner and more intuitive interface to design the passes and roll out the campaigns;
  • New features adding even more value to what our customers are already doing, including CSV file integration, EAN128/GS1 – 1D barcode integration, among other features, and preparation for upcoming releases;
  • New pricing model with monthly and yearly subscriptions in order to give you control over your campaign’s budget and, of course, with everything included (unlimited push notifications, pass updates, etc);
  • Several new functionalities were added to our API: https://api.passworks.io;

The right moment for Mobile Wallets

New platform_35% New platform_39% New platform_57%

The shift to mobile is definitely happening in 2016! For more information or support to create your mobile coupon campaign contact us.

Have a great week! 🙂

 

*Sources: Forrester’s Consumer Technographics Financial Services Survey; NCH Marketing Services & State of the Mobile Coupon Industry report by Koupon Media

Passworks at RBTE 2016!

Passworks team will be present again at the RBTE event on March 9th & 10th at Olympia, in London!

Feel free to contact us to arrange a speed dating meeting or come by and visit us at stand 159 to further discuss what are the new features of mobile wallets and Beacons! We will be happy to meet you! 🙂
Screen Shot 2016-03-02 at 15.22.30

SEPHORA DIGITAL STRATEGY & THE IMPORTANCE OF APPLE WALLET

Sephora has built a reputation as a big player in mobile. The Sephora mobile strategy is wide ranging and might seem complex, but there is a pattern that they use repeatedly.

First, and most important, Sephora strategy is customer focussed and on providing an informed experience, rather than holistic or technology focussed. Secondly, with the customer always at the centre, Sephora develops integrated cross-channel strategies that merge seamless for the customer.

“Sephora strategy
is customer-focused
and on providing
an informed experience”

Sephora knows digital. They know the importance of mobile and how mobile fits into the bigger picture, whether online or offline and, most of all, they understand how to combine and move between channels in a way that makes sense to their customers.

Sephora have their hands in Web, App, social networks (Facebook, Twitter and Pinterest), CRM, email, SMS, mobile commerce, digital loyalty using Apple Wallet Passes (Passbook) and more.

 

Main Elements of Sephora’s Mobile Strategy

  • Updated & excellent usability on the Website
  • Good mobile App
  • CRM with Email and SMS
  • Apple Wallet (Passbook) with Loyalty Card, Discount Coupons and Gift Cards
  • Integration with social networks such as Facebook, Twitter and Pinterest
  • Mobile Shopping experience
  • Seamless experience across functionalities and promotions
  • Active promotion of mobile features across all channels

Overview of Mobile Results and Performance

  • 1/3 of all traffic to the Sephora website is from mobile devices
  • Over 50% of Sephora’s emails are opened on mobile devices
  • Mobile website m.sephora.com (full shopping and Beauty Insider)
  • Successful Sephora Apps
  • More than 600,000 Sephora customers who have their Loyalty Card installed it on Apple Wallet
  • Apple Wallet users spend twice as much annually and purchase twice as frequently as average Sephora customers

“1/3 of all traffic to the Sephora website is from mobile devices”

There is a lot to learn from the way Sephora has implemented their mobile strategy.  Sephora has driven significant value from connecting in-store and offline media with Mobile Apps and Apple Wallet Passes, using multiple channels to build awareness.  Email, SMS, Mobile Media, QR Codes and loyalty programmes have been put to good effect in supporting consistent brand messaging throughout.

For retailers, integration with existing loyalty programs makes excellent sense as a first step into mobile. And the use of services like Apple Wallet to enable digital loyalty cards, offers and coupon redemption are a must have without the need to build custom technology.

Unibail-Rodamco & NUMA Accelerator program

On Friday 19th of February, Passworks applied to the Unibail-Rodamco and NUMA Accelerator program. You can find more about at the retail accelerator program.

Unibail-Rodamco is the Europe’s leading listed commercial property company specialised in managing shopping centres in the main European capital cities. They partnerships with NUMA, which is the first french incubator for technology startups. The program will last for four months and the six chosen startups that will be selected will have access to the team and portfolio of Europe’s leading commercial property company. A great opportunity!

At Passworks, we believe that tour technology can help Unibail-Rodamco clients to do on-going communication in real-time and based on location with their customers through mobile wallet content, such as discounts, loyalty cards, event tickets without the barrier of having to install an App.

Passworks HomepageWith Passworks, clients can Improve the customer experience in-store while creating a direct communication channel with customers enabling visibility gain, store traffic and increase sales.

Wish us Good Luck!
 
#Unibail-Rodamco #NUMA #retailaccelerator #mobilecontent #UR-link.fr

 

It´s official, Customer Experience is in Charge

Customer experience emerged in 2014 as a top priority for marketers. In 2015 gained its momentum. Now, it is the main priority for marketers.

Adobe Digital 2016 Trends Report tells the customer experience story. The report shows that top marketers talked about their most exciting opportunity, and the top three answers were i) “optimising the customer experience”, ii) “creating compelling content for digital experiences” and iii) “data-driven marketing that focuses on the individual”.

Customer Experience

Other important key findings on the Digital Trend Report include:

  • Customer experience remains a top priority and is now defining other priorities;
  • Marketers’ strategic priorities for 2016 are very much centred on data, but more than 1 in 3 report difficulties in attracting and keeping analysts;
  • Increased collaboration between creative and marketing will benefit customer experience optimisation;
  • Personalisation and content optimisation are the highest priority digital-related areas;
  • Mobile remains a top-3 priority for more than half of the respondents.

Meaning that Marketers in every sector are embracing this new customer experience reality.

And while it brings new challenges, it inspires creativity, enthusiasm and success.

Mobile Wallet Marketing is a key tool to allow Marketers to put their customer at the center of their mobile marketing strategy and deliver a best in class customer experience while being capable to make data-driven decisions and activities.